Audit, advisory and claims consultancy
Audit & Advisory Services
Regular audits of a client's insurance portfolio — risk gap analysis, premium ratings, discounts and extensions — with liaison to insurers and the IRDA on the client's behalf.
Claims Consultancy
Advice on large, complex claims across marine, fire, engineering, project insurance, property and liability. Claim settlement is the litmus test of any policy.
Development of Portfolio
In-depth review of portfolio activity, including physical inspection, to design coverage customised to a client's risk exposure.
Innovative Covers
Special insurance covers on international lines for new and mega-sized risks.
Liability Exposures
A specialised legal cell advising on product, public, professional and directors' & officers' liability exposures.
New Projects
A dedicated Projects Risk Management Cell, advising from drawing-board stage through commissioning on international-line project insurance packages.
Risk Transfer Mechanism
Advice on indemnification clauses within contracts as a means of transferring risk to other parties.
Risk Surveys
A dedicated cell conducting underwriting-view risk surveys for insurers, reinsurers and insurance brokers.
General insurance broking
Our broking arm has the experience and expertise to manage property, personnel, consequential-loss and third-party liability exposure end to end.
- Risk identification, mitigation and minimisation
- Risk transfer strategy and execution
- Portfolio management advice
- Development of innovative products
- Advice on project insurance
- Market intelligence on Indian & international products
- Assistance selecting insurer(s) and cover
- Regulatory representation on insurance matters
- Negotiation with insurers on the client's behalf
- Claims and records-keeping guidance
- Guidance on asset valuation for insurance
- Workshops and technical training
Risk Management Consultancy (legacy line)
Safety, Environment, Energy and Valuation audits — Telos's original technical-services practice, still available to clients who need the full risk picture alongside their insurance programme.